Thread: debt

Page 2 of 3 FirstFirst 123 LastLast
Results 11 to 20 of 24
  1. #11  
    Member debt Market Banned

    NeilG's Avatar
    Join Date
    Jul 2013
    Posts
    413
    Thanks given
    95
    Thanks received
    618
    Rep Power
    1975
    Quote Originally Posted by Chanston View Post
    Yet another very cool idea! I gotta agree with others though. I do see how this can be abused. Even with the playtime limitations and such, a long-time player could easily take out a large loan, yolo it, then quit. And then there's a bunch of extra money introduced into the eco. I've been thinking on a way to make this actually work long-term, but I just can't think of a way.
    Cap the loan amount. The idea is that when an account has a crazy amount of playtime he can borrow a decent sum of money. In that time, he could've potentionally earned way more just farming bosses or some shit.
    If the loan amount is capped before it can reach epic proportions, it can still be abused lightly at a lengthy but not too destructive cost (it could also yolo the entire account itself. I would not want to mine 100million worth of mithril/any ores)

    Theres also the idea of creating something like a treasury. Some servers have the well of good will and so on. Player donated cash pools could be used as the debt funds. That way, lent money came from the players itself.
    There are money ways to solve how abusable this is.
    Reply With Quote  
     

  2. #12  
    ✥ Map Designer ✥

    Chanston's Avatar
    Join Date
    Jun 2018
    Posts
    86
    Thanks given
    36
    Thanks received
    47
    Rep Power
    228
    Quote Originally Posted by NeilG View Post
    Cap the loan amount. The idea is that when an account has a crazy amount of playtime he can borrow a decent sum of money. In that time, he could've potentionally earned way more just farming bosses or some shit.
    If the loan amount is capped before it can reach epic proportions, it can still be abused lightly at a lengthy but not too destructive cost (it could also yolo the entire account itself. I would not want to mine 100million worth of mithril/any ores)

    Theres also the idea of creating something like a treasury. Some servers have the well of good will and so on. Player donated cash pools could be used as the debt funds. That way, lent money came from the players itself.
    There are money ways to solve how abusable this is.
    Ahhh, I like your thinking. The player funded pools would likely be the most practical, though still possibly abused. But at least in that case it wouldn't be newly generated cash flow.

    Attached image
    Reply With Quote  
     

  3. Thankful user:


  4. #13  
    Member debt Market Banned

    NeilG's Avatar
    Join Date
    Jul 2013
    Posts
    413
    Thanks given
    95
    Thanks received
    618
    Rep Power
    1975
    To Mr brett

    I made it so you can upgrade the ammo amount in the cannon furnace.
    The cost of upgrading gradually increases each time.

    Attached image

    Attached image

    Attached image
    Reply With Quote  
     

  5. #14  
    debt



    Scu11's Avatar
    Join Date
    Aug 2007
    Age
    30
    Posts
    16,307
    Thanks given
    7,215
    Thanks received
    12,308
    Rep Power
    5000
    now i can have the crushing weight of capitalistic ideologies like crippling debt in my rsps as well as irl

    Attached image
    Reply With Quote  
     


  6. #15  
    Community Veteran

    Songoty's Avatar
    Join Date
    Dec 2007
    Posts
    2,740
    Thanks given
    211
    Thanks received
    1,034
    Rep Power
    2455
    I like it lol, creative and something not like the other show off threads usually posted. Good job!
    Reply With Quote  
     

  7. #16  
    sυввч

    Sub's Avatar
    Join Date
    Aug 2007
    Age
    24
    Posts
    4,352
    Thanks given
    1,205
    Thanks received
    359
    Rep Power
    2845
    Lmao! Love the vid. Cool concept
    Reply With Quote  
     

  8. #17  
    Registered Member
    Join Date
    Apr 2020
    Posts
    8
    Thanks given
    0
    Thanks received
    1
    Rep Power
    0
    I think you should add a credit score system to go alongside borrowing (plus adding a cap as mentioned). That way players with a better credit score (loyalty points, karma, trust, whatever you want to call it) would be able to borrow more (reasonably more) amounts. Players with higher credit scores would obviously have earned it and therefore less likely to bug abuse or yolo it.

    I love these sorts of features in private servers (when done right) makes for much more diverse gameplay.

    Adding interest would long term be a money sink and keep your economy in check. The only thing that breaks this is that players can create multiple accounts, as opposed to real life where there is only one of you. Would limiting borrowing to one account per IP work or would people be able to change their IP unlimited times (aren't there ways of locking players to a device like MAC address in RSPS?)
    Reply With Quote  
     

  9. #18  
    Member debt Market Banned

    NeilG's Avatar
    Join Date
    Jul 2013
    Posts
    413
    Thanks given
    95
    Thanks received
    618
    Rep Power
    1975
    Quote Originally Posted by Major Ranker View Post
    I think you should add a credit score system to go alongside borrowing (plus adding a cap as mentioned). That way players with a better credit score (loyalty points, karma, trust, whatever you want to call it) would be able to borrow more (reasonably more) amounts. Players with higher credit scores would obviously have earned it and therefore less likely to bug abuse or yolo it.

    I love these sorts of features in private servers (when done right) makes for much more diverse gameplay.

    Adding interest would long term be a money sink and keep your economy in check. The only thing that breaks this is that players can create multiple accounts, as opposed to real life where there is only one of you. Would limiting borrowing to one account per IP work or would people be able to change their IP unlimited times (aren't there ways of locking players to a device like MAC address in RSPS?)
    I thought about credit but the issue lies with your credit score increasing everytime you successfully pay your debt so you can keep borrowing money and paying it back to increase credit score. (so people can borrow and pay back instantly to increase their borrow amount which is broken) so If i changed it so credit can only be increased over a certain period of time then it may as well just work from online time.

    Currently, you can borrow an addtional 100k per hour. 10 hours for 1 million coins is worse than what you can make on actual rs. It's really not that good. Only dedicated players would likely use it (which stops the majority of abuse) and the reason it's so low is because this was made without any real thought and isn't meant to be a main or key feature. I thought of a silly video to make and built this to make the video.

    Interest is added every hour you don't pay it. If you're jailed, to pay the money back, you have to mine ores or sell items from your bank to the general store which scams the life out of you. If you're able to borrow 10million+ coins but can only mine 400gp ores, you may as well quit.
    If some unlucky wanker actually ended up in a situation with no money and a ridiculous amount of debt, players can walk into the area and trade him at any time to bail him out.

    If for whatever reason i cared enough to buff this feature, the best anti abuse method would work from a money pool generated from ingame currency so that no extra money seeps into the economy.
    Reply With Quote  
     

  10. #19  
    Donator
    snurf's Avatar
    Join Date
    Oct 2015
    Posts
    582
    Thanks given
    70
    Thanks received
    92
    Rep Power
    0
    Quite unique, I like it!
    Attached image
    Reply With Quote  
     

  11. #20  
    Registered Member
    Polish Civil's Avatar
    Join Date
    May 2010
    Age
    28
    Posts
    1,345
    Thanks given
    484
    Thanks received
    191
    Rep Power
    463
    Best idea ever


    Reply With Quote  
     

Page 2 of 3 FirstFirst 123 LastLast

Thread Information
Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)


User Tag List

Similar Threads

  1. Debt card payments
    By Mr Joopz in forum Chat
    Replies: 5
    Last Post: 08-02-2015, 10:20 PM
  2. Paypal Debt Collection Agency
    By Haegely in forum Spam
    Replies: 20
    Last Post: 07-12-2012, 07:28 PM
  3. Debt discuss
    By Huey in forum Chat
    Replies: 28
    Last Post: 07-22-2011, 09:27 PM
Posting Permissions
  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •