Credits:
-Me for this tut
-Inside Sin for the idea

Step 1 :
Open a userbar u already made and put your Name/Text on the top part of the userbar :
( Watch my tut on making a userbar here : http://www.rune-server.org/showthread.php?p=242238 )



Step 2 :
Duplicate your text layer and move it to a good spot under the first Name/Text layer :


Step 3 :
Go to Edit >> Transform >> Flip Vertical :


Step 4 :
Finish your userbar with a border around it or something :